BUDGETING, UNEMPLOYMENT, AND INTERNSHIPS

Adjusting your Budget After a Job Loss – The “Cliff Notes” Version

By Neepa Parikh | Director | Office of Career & Life Design

Even before our planet got hit with this panedemic, I limited my news intake. I was protecting myself from unnecessary anxiety that comes with being constantly bombarded with information about the state of the world. However, I know that ignorance is not bliss and as a good citizen of the world, I need to know a bit about what’s going on around me. Enter theSkimm.  In addition to shows like The Daily Show and Last Week Tonight, theSkimm sends an email to me every weekday morning, breaking down the important news of the moment into a palatable and fun-to-read form, with hyperlinks to full stories if you are so inclined.

In addition to these daily emails, theSkimm also provides longer articles that go in-depth on a topic. I think the tips in their recent article How to Adjust Your Budget if You Lose Your Job is a good read for anyone who is trying to save money at this time.

Here are some key takeaways from this article:

  • Understand what your company may be offering you in terms of severance and health insurance
  • Visit your state’s EDD website for Unemployment Insurance information (See below for information about filing in California).
  • See if you qualify for a stimulus check from the Federal Government and how much you may be getting.
  • Review your expenses and where you can make reductions. Think: Spotify, streaming services, unnecessary upgrades, gym memberships, etc.
  • Talk to your lenders and utility companies about relief programs for mortgages, student loans, electric bills, credit cards, etc.

Consider making a list and aim to tackle one bill a day. Setting a realistic goal for dealing with these finances can empower rather than overwhelm you.


Internship of Job Offer Rescinded?

By Neepa Parikh | Director | Office of Career & Life Design

Talentboard.io is an initiative created by URx to support early career individuals who’ve had internship or job offers cancelled due to COVID-19.  They are pulling together resources such as jobs, mentors, and virtual career development webinars to support these individuals. In addition, if you’ve had your internship or job offer rescinded, you can fill out a form on their site and your resume will be put in front of their community of recruiters. Before you upload that resume, send it to careers@ggu.edu for a career consultant to review!

Disclaimer: We are not endorsing this program, but simply offering it as a resource. Please use at your own discretion.


Filing For Unemployment Insurance

By Neepa Parikh | Director | Office of Career & Life Design

If you’ve recently lost your job, consider applying for Unemployment Insurance benefits. The Employment Development Department page has COVID-19 specific information about filing in California. Here are some highlights from this site:

  • Sick or quarantined: If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim.
  • Caregiving: If you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim.
  • Child’s School is Closed – If your child’s school is closed and you have to miss work to be there for them, you may be eligible for Unemployment Insurance benefits.
  • Reduced Hours – If your employer has reduced your hours or shut down operations due to COVID-19, you can file an Unemployment Insurance (UI) claim.
  • Self-employed: You may have benefits available leftover from your work with a previous employer

This link has some general eligibility information. For example, here are some highlights for non-US citizens:

  • To collect UI benefits, you must show that you were in satisfactory immigration status and authorized to work in the United States when earning the wages you used to establish your claim.

You must also give proof that you are currently in satisfactory immigration status, and are authorized to work each week that you claim benefits.


Your Weekly Dose of Zen

Podcast Review of Managing in the Midst of COVID-19

By Peter DeHaas | Director, Disability Resources and Academic Accommodations | Golden Gate University

In this episode, Peter Levine, Ph.D. reviews some techniques to reduce stress that are very meditative and calming. He discusses the importance of staying connected to people through this time and makes the distinction of “Physical Distancing” versus “Social Distancing” as the terminology can be confusing. Socializing is still very important even if it is via a platform like Zoom. Dr. Levine offers some additional tips during this episode:   

  • Engage in a basic breathing exercise – inhale in and exhale out a “VOOM” sound
  • Address thoughts as they come up and then let them go
  • Take time with yourself, listen to music that moves you, or dance with your partner
  • Recognize that there is a great opportunity for transformation

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